Enrollment Periods
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Initial Enrollment Period
When you first turn 65 this enrollment period is called your 7-Month Initial Enrollment Period.
You can go to www.ssa.gov to sign up for Medicare during your Initial Enrollment Period. If you miss your initial enrollment period or delay because you have creditable coverage, you will need to go to a Social Security office to enroll. There is a special form you will need if you don’t want to make two trips to the Social Security office. Contact our office and we will send you the form.
If you do not sign up during this 7-month period (unless you have other creditable coverage) you will need to wait and enroll from January 1 to March 31th for a July 1st effective date.
This is called General Enrollment Period.
Annual Enrollment Period
This is when you can change your Medicare Advantage Plan or Medicare Prescription Drug plan from October 15th to December 7th for a January 1st effective date.
Plans can change: networks, doctors, pharmacies and medication formally and tiers of medication can change.
Special Enrollment Period
For people who
- Permanently move out of plans service area
- Lose creditable medical or prescription drug coverage
- Enter, reside in or leave a long-term care facility
- Have Medicaid or AHCCCS in AZ or are in a Medicare Savings Programs
- Have other exceptional circumstances
You only have a certain period of time usually 2 months from the date of the event.
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You have questions – I have the answers or know where to find them! Please contact me with your questions at 480-782-1630 or diane@myhic.com
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